So here's what I decided to do. I took the remainder of my hobby budget for this month and gathered my two children around the computer. They each got to pick a single $25 loan to make to an individual. Kiva loans have a very high rate of repayment, so I will actually get the money back within the next year or so. After talking a bit with them about this and letting them look around at various individuals who were looking for loans, they each picked their person.
Christopher is a farmer in Kenya who is looking to add a dairy cow to his farm to increase his revenue stream. Ruth Mery is wanting to build pens for her pigs that she raises to support her family. Between the two loans and processing fees, I'm out $57, which again I'll probably get back.
So no more games or miniatures for the month, but two people are a little closer to having their lives better, not through charity but locally-organized loans.
I don't get a lot of traffic on this site, but I thought it might be a neat idea to see if others who maintain a gaming budget might be interested in dedicating a portion to Christopher or someone else on the Kiva website. Since making my loan, Ruth got all the funding she needed, which is pretty exciting.
If you do so, let me know. And thanks in advance for considering this.
Rob